Purpose of the loan
Buy a house
At Caixa you'll find the confidence you need to move forward with your dream home.
- Customised solutions
- Quick decision-making
- Effortless contracting
Build a house
You can count on Caixa. We have a financing solution tailored to your needs.
- Construction of primary or secondary residence
- Quick decision-making
- Effortless contracting
Renovate a house
Let's do it: we have a solution to turn your ideas and dreams into reality.
- Renovation of primary or secondary residence
- Quick decision-making
- Effortless contracting
Mortgage Offer
Mortgage Loans
APR*: 5,1%
(Rate indexed to 6-month Euribor) Solution for financing the purchase of your new home.
Home Construction Loans
APR*: 5,3%
(Rate indexed to 6-month Euribor) Solutions for financing the construction of your new home.
Home Renovation Loans
APR*: 5,3%
(Rate indexed to 6-month Euribor) Solutions for financing the renovation of your home.
Caixa Real Estate - Home Ownership
APR*: 5,5%
(Rate indexed to 6-month Euribor) Solutions for financing the purchase of Caixa Group properties.
Investment Real Estate
APR*: 6,6%
(Rate indexed to 6-month Euribor) Solution for financing investment in real estate, such as commercial premises.
Housing Leasing
APR*: 6,1%
(Rate indexed to 6-month Euribor) Real estate leasing, for buying or building your own home. Choose your new home, and we'll take care of everything.
* APR - Annual Percentage Rate (TAEG - Taxa Anual de Encargos Efetiva Gobal )
Process and necessary documents
Simulate the loan and find out how much you'll pay.
- Create your personalised simulation
- Select 'Save simulation' and get the FINE
Gather the necessary documents.
- Applicant's identification documents
- Last income statement
- Information on Regular Expenses
- Last 3 payment slips
- Employer's Statement
Schedule the property appraisal.
- Updated Property Registry Certificate.
- Updated Property Tax Certificate
- Plans
- Use/building/construction permit
Lastly, sign the deed.
- Seller's identification documents
- Energy certificate
- Proof of IMT (Property Transfer Tax) payment
- Declaration of pre-emption rights/sales notices
