Purpose of the loan

Buy a house

At Caixa you'll find the confidence you need to move forward with your dream home.

  • Customised solutions
  • Quick decision-making
  • Effortless contracting

Build a house

You can count on Caixa. We have a financing solution tailored to your needs.

  • Construction of primary or secondary residence
  • Quick decision-making
  • Effortless contracting

Renovate a house

Let's do it: we have a solution to turn your ideas and dreams into reality.

  • Renovation of primary or secondary residence
  • Quick decision-making
  • Effortless contracting
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* APR - Annual Percentage Rate (TAEG - Taxa Anual de Encargos Efetiva Gobal )

Oferta Crédito Habitação

Process and necessary documents

Simulate the loan and find out how much you'll pay.

  • Create your personalised simulation
  • Select 'Save simulation' and get the FINE

Gather the necessary documents.

  • Applicant's identification documents
  • Last income statement
  • Information on Regular Expenses
  • Last 3 payment slips
  • Employer's Statement

Schedule the property appraisal.

  • Updated Property Registry Certificate.
  • Updated Property Tax Certificate
  • Plans
  • Use/building/construction permit

Lastly, sign the deed.

  • Seller's identification documents
  • Energy certificate
  • Proof of IMT (Property Transfer Tax) payment
  • Declaration of pre-emption rights/sales notices
Mortgage

Find out how much you will pay per month for your mortgage