Plans and coverage
Seguro Casa offers you 3 pre-defined plans, allowing you to choose, in a simple and clear way, the one that best fits your profile and the desired protection for your home.
Aims at protecting your property and third party liabilities against the most common unexpected events offering price as a decisive factor.
Values a broader, cost-effective, protection.
Aims at a high-level protection of your property and your family, and provides a customer assistance service with an added value.
Limits of indemnity
The Limits of Indemnity are as follows:
a. Defined by coverage and different between the plans;
b. Defined separately by insured goods;
c. Defined as a percentage of the insured capital or recoverable losses, subject to a maximum value or, also, as an absolute value;
d. Applied per claim or per year.
The value presented by Seguro Casa results from the evaluation of a series of features, both related to the property to be insured and its risk location, and to the desired level of protection. Learn more about the costs of Seguro Casa within the scope of the Home Loan by carrying out a simulation (1).
By Portuguese law, the property must be insured for its replacement value, in a local company.
The information available on this site about Seguro Casa does not dispense with consulting the pre-contractual and contractual information required by law, which may be found at any CGD branch.
(1) The simulation is carried out based on the Basic Plan. Should you wish to carry out a simulation for another type of plan, you may do so at any CGD branch.
INSURANCE MEDIATION ACTIVITY CARRIED OUT BY CGD - Caixa Geral de Depósitos, S.A.
Caixa Geral de Depósitos, S.A., (“CGD”), corporation no. 500960046, registered with the Companies Registration Office in Lisbon, with a share capital of 3.844.143.735 EUR and registered Office at Avenida João XXI, nº 63, 1000-300 Lisboa, in accordance with article 32 of Decree-Law no. 144/2006, of July 31, in its capacity of insurance agente hereby inform you of the following: On January 21, 2019, CGD requested its registration with Instituto de Seguros de Portugal (*), as an Insurance Agent for Life and Non-Life Insurance, as well as the corresponding permit to operate with Fidelidade - Companhia de Seguros, S.A., being now registered under no. 207186041; – Information and further registration details about CGD as an Insurance Intermediary are available at the website of Instituto de Seguros de Portugal (www.isp.pt); – CGD, as an insurance agent, is not authorised to collect insurance premiums for delivery to an insurance company;
(*) Portuguese Insurance Supervisory Authority.