Caixa Private Account - Multiproduct Solution
An exclusive solution
just for you.
Caixa Private Account - Multiproduct Solution
A complete and exclusive solution combining everyday financial services with investment management tools.
What is included in this solution and how can you get reduced costs?
| Included in the Multiproduct Solution | Products purchased individually (1) | |
|---|---|---|
| Current account | 2 current accounts, 2 account maintenance fees | € 118.80/year (€ 123.56 with SD) |
| Financial Assets Account | Custody fee for domestic/international securities | € 38.00/year (€ 46.74 with VAT) (calculation for securities portfolio > € 500) |
| Debit Cards | 2 Debit Cards (2 cardholders), 2 card issuance fees | € 38.00/year (€ 39.52 with SD) |
| Credit cards | 1 Platinum Credit Card (APR 19.2%) (2) and 1 Caixa Gold (APR 19.2%) (3) or 2 Caixa Gold: 2 card issuance fees | € 140.00 /year (€ 145.60 with SD) (calculation for 1 Caixa Platinum and 1 Caixa Gold) |
| Transfers | Monthly SEPA + non-urgent credit transfers and immediate SEPA transfers made through online channels and MB Way (4) (Caixa Private Account: Transfers are unlimited) | € 57.00 /year (€ 59.28 with SD)(5) |
| Real-Time Prices | Service Fee | € 12.00 /year (€ 12.48 with SD) |
| Total/year | € 84.00 /year (€ 87.36 with SD) | € 403.80/year (€ 427.18 with SD/VAT) |
| Package account maintenance fee | € 9.50/month (€ 9.88 with SD) | - |
| Bonus package account maintenance fee | € 7.00/month (€ 7.28 with SD) | - |
Conditions for subsidising the Caixa Private Account fee
Caixa Private customers with purchases* of €350.00 or more per month made with debit, deferred debit and/or credit cards associated with the Caixa Account.
* Purchases Concept: Purchases are considered to be all transactions with debit, deferred debit and credit card associated with the current account to which the Caixa Account has been subscribed: transfers (of any kind, including contact less); services payments/purchases/state payments; ATM withdrawals; deposits; direct debits and account debit authorisations; cheque debits (cheque book request); cash advances; low-value payments, including Via Verde transactions.
Returns/cancellations are excluded of purchases made in the period to which the package account maintenance fee relates. The date considered for purchase transactions will be the date on which they are debited from the current account, in the case of debit cards, or from the card account (shown on the card statement), in the case of credit or deferred debit cards.
Tailored features
Personalised and exclusive services
Home Assistance Insurance Offer (6)
Discounts and advantages with partners
Travel, leisure, fashion, household appliances, from a vast network of partners associated with Caixa cards.