Term of Office

Board of the General Meeting

Term of Office: 2024-2027

Chair:

José Manuel de Matos Correia

Vice-Chair:

Secretary:

Ana Sofia Maltez Duarte Pinheiro

Board of Directors

Term of Office: 2025-2028

Chair:

António Farinha Morais

Chief Executive Officer and Vice-Chair:

Paulo José de Ribeiro Moita de Macedo

Executive Members:

Francisco Ravara Cary (Deputy CEO)
João Paulo Tudela Martins
Madalena Rocheta de Carvalho Talone
Ana Maria Leça Rodrigues de Sousa Carvalho
António José Alves Valente
Bárbara Miranda Dinis Costa Pinto
Luís Maria França de Castro Pereira Coutinho

Non Executive Members:

António Alberto Henrique Assis
José António da Silva Brito
Maria del Carmen Gil Marín
Eduardo José Stock da Cunha
Luísa Marta Santos Soares da Silva Amaro de Matos
Arlindo Manuel Limede de Oliveira
João de Almada Moreira Rato
Monique Eugénie Hemerijck

Audit Committee

Chair:

António Alberto Henriques Assis

Members:

José António da Silva Brito
Maria del Carmen Gil Marín
Eduardo José Stock da Cunha
Luísa Marta Santos Soares da Silva Amaro de Matos

Other

Term of Office: 2025-2028

Statutory Auditor
Ernst & Young Audit & Associados, SROC, S.A.
Years: 2025-2026

Statutory Auditor
PricewaterhouseCoopers & Associados - SROC, Lda
Years: 2027-2028

Executive Committee

Term of Office: 2025-2028

Paulo José de Ribeiro Moita de Macedo
Chief Executive Officer (CEO)

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Human Resources Division (DPE) ⁽¹⁾
Corporate Support Division (DSC) ⁽²⁾
Communication and Brand Management Division (DCM)
Research Office (GET) ⁽³⁾
International Entities
Banco Nacional Ultramarino, S.A. - Macau
National Entities
Culturgest – Fundação Caixa Geral de Depósitos
Associação Portuguesa de Bancos (Portuguese Banking Association)

Francisco Ravara Cary
Deputy CEO

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Large Corporate and Institutional Business Division (DBE)
Financial Markets Division (DMF)
International Business Relations Division (DRI)
Legal Affairs Division (DAJ)
Domestic Entities
Caixa - Banco de Investimento, S.A.
Caixa Capital - Sociedade de Capital de Risco, S.A.
International Entities
Banco Caixa Geral Angola, S.A.
Banco Comercial e de Investimentos, S.A.
Banco Interatlântico, S.A.
Banco Comercial do Atlântico, S.A.
Banco Caixa Geral - Brasil, S.A.
CGD Investimentos CVC - Brasil, S.A.
França Branch
Timor-Leste Branch
Banco Internacional de São Tomé e Príncipe, S.A.R.L.

João Paulo Tudela Martins
Executive Director

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Risk Management Division (DGR)
Models Validation Office (GVM)
Rating and Internal Control Division (DRT)
Compliance Division (DC)
Anti-Financial Crime Division (DCF)
Data, Reporting and Risk Models Division (DDM)
Prevention and Security Office (GPS)

Madalena Rocheta de Carvalho Talone
Executive Director

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Operations Centre (CO)
Information and Technology Division (DSI)
Digital Banking Division (DBD)
Analytics Intelligence Centre (CIA)
Multichannel Sales Factory ⁽⁴⁾
National Entities
SIBS, SGPS, S.A.

Ana Maria Leça Rodrigues de Sousa Carvalho
Executive Director

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Corporate Banking Division (DE)
Corporate Marketing Division (DME)
Domestic Entities
Caixa - Serviços Partilhados, A.C.E.
Locarent - Companhia Portuguesa de Aluguer de Viaturas, S.A.

António José Alves Valente
Executive Director

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Accounting, Consolidation and Financial Information Division (DCI)
Strategy, Planning and Control Division (DPC)
Investor Relations Office (GIR)
Logistic Support Division (DRM)
Caixa Geral de Aposentações Support Division (DAC)
Domestic Entities
Caixa - Participações, SGPS, S.A.
Serviços Sociais da Caixa Geral de Depósitos

Bárbara Miranda Dinis Costa Pinto
Executive Director

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Credit Risk Division (DRC)
Retail Business Monitoring Division (DAP)
Corporate Business Monitoring Division (DAE)
Real Estate Business Division (DNI)
Environmental, Social and Governance (ESG)
Domestic Entities
Caixa Imobiliário, S.A.

Luís Maria França de Castro Pereira Coutinho
Executive Director

Areas of responsibility
Areas of responsibility
CGD’s Organizational Units
Retail Banking Division - North Area (DCN)
Retail Banking Division - South Area (DCS)
Retail Marketing Division (DMPN) ⁽⁵⁾
Telebanking Division (DBT)
Private Banking and Wealth Management Division (DPB)
International Representation Unit Office (GER)
Pricing Decision Support – Retail Banking (ADP)
Domestic Entities
Caixa Gestão de Ativos, SGOIC, S.A.
CGD Pensões - Sociedade Gestora de Fundos de Pensões, S.A.

_______________________________
The Internal Audit Division (DAI) reports to the Audit Committee.

(1) Monitoring Delegation – Madalena Talone
(2) Monitoring Delegation - António Valente, except for the Supervision and Sustainability Areas, monitored by João Tudela Martins and Bárbara Costa Pinto, respectively.
(3) Monitoring Delegation - António Valente
(4) Area integrated in Retail Marketing Division (DMPN)
(5) Includes the Distribution Model Management Office (GMD) and the Sales Acceleration and Incentives Office (GAV)

Caixadirecta

Caixadirecta

Term of Office

Board of the General Meeting